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Moving from California to Florida: What You Need to Know

Photo of an ocean view home you may live in if you're moving from california to florida

Cost of living | Taxes | Moving costs | Best movers | Moving tips | Arriving | Next steps | Methodology

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Moving from California to Florida is a popular moving trend. In our 2022 moving survey of 1,000 Americans, more people were leaving California than any other state, while Florida saw the greatest number of people moving to it.ย 

Florida has a lot to offer new arrivals from California, including a lower cost of living, cheaper housing, and no state income tax. Plus, Florida has many of the same perks as California, including mild winters, culturally diverse cities, and proximity to beaches and amusement parks. 

Moving from California to Florida takes careful consideration and planning. In this guide, we unpack key topics to consider for your move:

๐Ÿšš Need help moving from California to Florida? An expert at Clever Move can help you find trusted movers with fair prices. It’s 100% free, and there’s no obligation. Get started now.

The cost of living in Florida vs. California

In general, Florida is more affordable than California. Florida doesn’t have a state income tax, while California taxes individuals up to 12.3%, depending on their tax bracket. Also, Florida’s average rent and home sale values are lower than California’s.

However, Florida’s healthcare costs are more expensive than California’s. A 2020 study ranking healthcare costs placed California above average for affordability, while Florida was last at #50.ย 

FloridaCalifornia
Annual avg. wage (individual)$55,980$73,220
Healthcare affordabilityWorse than averageBetter than average
Income taxesNone1โ€”13% (based on income)
Property taxes0.86%0.75%
Average monthly rent$1,218$1,586
Average monthly mortgage payment$1,294$1,756
Typical home value
$394,728
$773,363

Rent and home prices vary widely across Florida. Beach and urban locations are typically the most expensive. 

If you’re job hunting, your destination options might be limited. But if youโ€™re a retiree, choose a location that matches your budget and lifestyle.

CityMedian home valueMedian rent
Pensacola$254,435$1,445
Daytona Beach$265,709$1,512
Tallahassee$274,738$1,599
Jacksonville$303,097$1,522
Orlando$368,211$1,933
Melbourne$377,172$1,560
Tampa$391,601$1,898
Sarasota$466,067$2,215
Miami$553,743$2,396
Naples$585,469$2,462

Florida vs. California home insurance costs

Both states have high insurance costs due to weather and climate diasters, but you’ll pay about 20% more to insure your home in Florida than you would in California. 

The average yearly home insurance cost in Florida is $2,207, compared to California’s $1,839. 

If youโ€™re a retiree on a fixed income, keep this added expense in mind. To find the best home insurance rates, shop around before you move with a tool like Policygenius

If youโ€™re having trouble finding home insurance in Florida, check out Citizens Property Insurance. Citizens is a not-for-profit organization that provides โ€œlast resortโ€ insurance when private companies donโ€™t offer affordable insurance for certain properties.

Florida taxes vs. California taxes

Moving from California to Florida will likely save you money on taxes. Overall, Florida’s tax burden is much less than California’s.

FloridaCalifornia
State income taxNoneUp to 12.3%
Vehicle license fee None0.65%
Sales tax6%7.25%
Average effective property tax0.86%0.71%

Confirm how your tax situation will change

You could still owe California taxes after your move to Florida, depending on your source of income. 

You may still need to file taxes in California if:

  • You had or have a business with services performed in California.
  • You collected rent from real property located in California.
  • You collected proceeds from the sale or transfer of real California property.
  • You earned income from a California business, trade, or profession (including remote work).ย 

The State of California Franchise Tax Board has more information and resources to help make sense of the tax changes. A California tax professional can help assess your particular situation.ย 

Pay transfer taxes if youโ€™re selling property in California

When you sell your home in California, you’ll owe transfer taxes

, typically $0.55 per $500 of the selling price. That means if your home sells for $600,000, you’ll owe $660 in transfer taxes to the state. Some counties and cities charge additional transfer taxes on top of state fees.

Youโ€™ll pay transfer taxes at closing. Sellers can negotiate with buyers and ask them to pay all or part of the transfer taxes. California renters won’t owe transfer taxes.

Need to sell your home in California? Clever can help you save thousands in realtor commissions.

Skip the search. Connect with a top agent.

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How much does it cost to move from California to Florida? 

Moving from California to Florida costs anywhere from a couple thousand to over ten thousand dollars, depending on how much help you need.

Full-service mover (Bellhop)$13,500
Shipping container (1-800-Packrat)$6,212
Moving truck rental (Budget)$1,779
Prices are for a two-bedroom move from California to Florida (subject to change).
๐Ÿ’ก PRO TIP: Make sure that the Federal Motor Carrier Safety Administration (FMCSA) has registered your moving company for intrastate moves. This signals that the company is in good standing and follows governmental guidelines.

Most expensive: full-service mover 

You can book a full-service mover like Bellhop and pay the company to do everything from door to door. This service includes packing, loading, transportation, unloading, and unpacking. Expect extra charges for large furniture and fragile items that need to be carefully packed. 

Bellhop quoted us $13,500 for a full-service, two-bedroom move from California to Florida. While prices vary by region, moving dates, and home size, a full-service move is typically the most expensive option.

๐Ÿšจ Be suspicious of low quotes. Some movers quote inexpensive prices, only to tack on additional fees or offer low-quality service. 

Mid-range: shipping container

Another option is to get a shipping container from a company like 1-800-Packrat or PODS and pack it up yourself. The company will ship the container to your new Florida home, where you’ll unpack it yourself. 

1-800-Packrat quoted us $6,212 for a shipping container move from California to Florida. Prices vary by season, route distance, etc.

Least expensive: moving truck rental

You can always DIY and rent a moving truck from a company like Budget or Uhaul. Youโ€™ll potentially save money, but youโ€™ll have to do all of the packing, driving, and unpacking yourself, which can be stressful for a cross-country move. 

Budget quoted us $1,779 for a 5-day truck rental with space for a two-bedroom home. The customer must return the truck to a Budget location after the move.

๐Ÿ’กAnother option: help by the hour

If youโ€™re planning to drive a truck or use a shipping container, you can hire loading and unloading help by the hour. Use a site like Hire-A-Helper to compare quotes for loading, unloading, or both. 

ยป LEARN:
How Much Do Movers Cost?

Best movers from California to Florida

๐Ÿฅ‡ Best overall

Bellhop Movers

Learn More
On homebay.com
4

Best for

Most long-distance moves

Availability

25 states, DC

Years in Business

12 years

Overview

Locations

Contact info

Bellhop Movers is a modern moving company that offer local and long-distance moves in 25 states and Washington, DC. It has great customer reviews and transparent prices. And it uses online booking and payment via QR code.

AL, AZ, CA, CO, DE, FL, GA, IL, IN, KS, MD, MA, MI, MN, MS, NV, NY, NC, OH, OR, PA, TN, TX, VA, WA, DC

Two Men and a Truck

Learn More
On homebay.com
4

Best for

Moving basic items

Availability

46 states

Years in Business

38 years

Overview

Locations

Contact info

Two Men and a Truck is a full-service moving company that operates nationwide. The company specializes in local moves, but it also offers long-distance moves, junk removal, and storage.

AL, AZ, AK, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, MI, MN, MO, MS, NE, NV, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, SN, TX, UT, VT, VA, WA, WI, and WY

Phone number:ย (877) 720-0411

Website: twomenandatruck.com

Mayflower Moving

Learn More
On homebay.com
4

Best for

Availability

Availability

Nationwide

Years in Business

96 years

Overview

Locations

Contact info

Mayflower Transit, or Mayflower Moving, has been moving people for more than 90 years. It currently offers local, long-distance, and even international moving services.

Mayflower operates in 32 states, but it has partners in all 50.

For a long-distance move from California to Florida, we recommend using large national companies over smaller regional companies. Large national companies typically have more cross-country moving experience than smaller companies.

๐Ÿšš Get a free quote for your move.

Answer a few simple questions and get matched with a vetted moving company that has the right expertise for your move. You'll get a free quote and there's no obligation to book.

Tips to make your move to Florida stress-free

๐Ÿšš Get specific details from your moving company, if applicable. Ask the company for the exact date it plans on delivering your belongings to your new home in Florida. Consider getting moving insurance just in case anything is damaged in the move. 

๐Ÿ”Œ Set up your utilities before you arrive. Find your local provider in Florida and schedule service to be set up when you get there. For Wi-Fi, use a site like HighSpeedInternet.com to search for internet providers in your area.ย 

๐Ÿ“ฌ Update your home address. Submit a change-of-address form with the USPS. Update your address for all of your accounts, such as your bank, credit cards, cell phone, and other important services.ย 

๐Ÿฉบ Get a copy of your medical records. You’ll likely need a new healthcare provider when you arrive in Florida. Make the transition easier by stopping by your California doctor’s office to gather all of the information you’ll need. 

๐Ÿš— Plan your route, including stops for lodging and gas. If you’re driving a moving truck, count on extra driving time and more stops for gas.

๐Ÿ‘‰ Tools we recommend:

Roadtrippers.com โ€” Find tolls on your route and identify places of interest to visit.
GasBuddy.com โ€” Compare gas prices by state/county.
Airbnb / Booking.com โ€” Find local accommodations along your travel route.

ยป MORE: Moving Across the Country Checklist

What to do when you arrive in Florida 

Welcome to the Sunshine State! โ˜€๏ธ You made it to your new home, but you still have a few more moving tasks to complete. 

๐Ÿ“ฎ Submit claims for damaged and lost goods immediately. 

If you hired a mover, check the condition of your belongings as soon as you can. If something is missing or damaged, file an insurance claim right away. Getting a claim started ASAP will speed up the reimbursement process. If you purchased full-value protection, you should get at least some compensation. 

๐Ÿ“ธ Get a professional license (for regulated professions). 

If you’re a professional service provider in a regulated profession, you’ll need to get your Florida license before you start working. If you needed a license to do your job in California, you’ll likely need one in Florida.

Real estate agents, barbers, and engineers are just a few examples of regulated professions that require a license in Florida. If you’re not sure if you need a license, you can view a full list of regulated professions at myfloridalicense.com.

Next steps

  • Get personalized moving support โ€” Whether you plan on driving a truck or hiring a moving service, it’s never too early to start looking at costs and availability for your CA to FL move. Get started with Clever Move.
  • Find a real estate agent โ€” Are you a homeowner in California? If you’re ready to sell your home, use Clever to connect with a local agent and save thousands when you sell. You can also find an agent in Florida if you need help finding and purchasing a new property.

Methodology

We gathered information in the following areas: 

Audience research 

  • Gathered audience questions, concerns, and advice on public forums, such as Reddit 
  • Identified moving stats and trends related to FL and CA using Google News

Primary sources

  • Florida realtor Drake Shadwell
  • Government sources for info on taxes, state licenses, etc.
  • Bureau of Labor Statistics to compare earnings in FL vs. CA
  • Zillow data for FL home value averages

Moving data 

  • Contacted over 15 movings services for quotes on a CA to FL move (each quote is for the contents of a two-bedroom home)

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